Errors & Omissions

Coverage Highlights

• Claims Made and Reported Coverage for Professional Services

• Full Bodily Injury and Property Damage

• Independent Contractors

• Breach of Contract

• Worldwide Coverage

• Innocent Insured Coverage

• Punitive Damages Required by Law

• Delay in Delivery or Performance Arising out of Professional Services

• General Legal Advice Hotline

Available Options

 Up to 100% US or Foreign Revenues
 Policies written in Canadian or US Currency

 Defense Costs outside of the Limits of Liability
 First Dollar Defense

Miscellaneous Professionals

Engineers

Technology

Services

Limits, Deductibles and Minimum Premium

Limits up to: $5,000,000

Minimum Deductible: $0

Minimum Premium: $500

• Limits up to: $5,000,000

Minimum Deductible: $0

Minimum Premium: $500

Limits up to: $5,000,000

Minimum Deductible: $1,000

Minimum Premium: $450

Target Classes

• Business Management Consultants

• Paralegals, Accountants & Bookkeepers

• Digital Marketing Consultants, Marketing
    and Advertising 
Agencies

• Training Consultants

• Medical Consultants

• Energy Consultants

• Interior / Exterior Design

• Graphic Design

• Health & Safety / First Aid Training

• Recruitment Firms & Staffing Agencies

• Public Relations Firms

• Arboreal and Agricultural Consultants

• Environmental Consultants

• Claims Adjusters

• Life Coaches

• Ancillary Cannabis Consultants

• IT Consultants

• Marketplace / Platform Developers for
   Goods and Services

• Gaming Developers

• MedTech Developers

• Digital Marketer

• Social Media Influencers

• Vloggers

• Bloggers

• Web Hosting

• Software Developers

• Hardware / Software Sales

• Project / Construction Management

• Electrical Engineers

• Mechanical Engineers

• HVAC Engineers

• Environmental Engineers

• Design & Build / Industrial Process

• Interior Design

• Landscape Architects

• Architectural Technologists

• Acoustical Engineers

• Chemical Engineers

• Forensic Engineers

• Aviation Engineers

• Civil Engineers

Coverage Extensions

• Multimedia and Advertising Liability*
   (including Intellectual Property):

  1. Defamation, libel, slander, product disparagement

  2. Invasion of or interference with the right to privacy or of publicity

  3. Misappropriation of any name or likeness for commercial advantage

  4. False arrest, detention or imprisonment

  5. Invasion of or interference with any right to private occupancy

  6. Plagiarism, piracy or misappropriation of ideas

  7. Infringement of copyright

  8. Infringement of trade dress, domain name, title or slogan

  9. Misappropriation of trade secret

  10. Unfair competition

• Coverage for Services & Technology
   Products, broad definition including related
   electronic products

• Information Security and Privacy Liability
   (Third Party Cyber)

  1. Unauthorized Disclosure of Information Loss

  2. Computer Security Failure

  3. Breach Notice Law Violation

  4. Privacy Policy Compliance Failure

  5. Identity Theft Prevention Failure

• Privacy Wrongful Act 
• Network Security, including coverage for
   theft of data, unauthorized access, malicious
   code and denial of service attacks

• Third Party Service Provider Coverage,
    including Cloud Storage

• Data Protection and System Restoration

 

*Multimedia and Advertising Liability coverage built into the Technology wording

• Information Security and Privacy
   Liability (Third Party Cyber)

• Disciplinary Action

• Occupational Health & Safety

• Loss of Documents

• Court Attendance Costs

• Reputation Management

• Sudden & Accidental Pollution

Packaged Coverage Available:

© 2019 Trinity Underwriting Managers Ltd.