General Liability

Coverage Highlights

• Bodily Injury and Property Damage Liability, arising from
   Premises, Operations and Products / Completed
   Operations

• Personal & Advertising Injury Liability

• Medical Payments

• Tenant’s Legal Liability

• Non-Owned Automobile

• Legal Liability for Damage to Hired Automobiles

• Employee Benefits Liability

• Employers’ Liability

• Worldwide Coverage

• Contractual Liability

• Cross Liability

• Independent Contractors Covered

• (Blanket) Waiver of Subrogation

• Blanket Additional Insured

• No General Aggregate Limit

• Occurrence Based Coverage

• Primary, Excess or Umbrella coverage

Available Options

 Up to 100% US or Foreign Revenues

• Up to 100% US & Foreign Exposures

• Policies written in Canadian or US Currency

• Product Recall

• Manufacturer’s E&O

• Drone Extension

• Pollution Liability

• Failure to Perform

Target Classes

• Professional Services – Office premises

 Research & Development Operations

 Laboratory Facilities

Medical Clinics

Health & Wellness Centres

Spa Facilities

 Precision Equipment, Electronics, Machine Shops

 Non-Critical Automotive Parts

 Gunsmiths

• Skin Care Products / Soaps & Bath Salts / Essential Oils

 Various Contractors

 Security and Protective Services

Limits, Deductibles and Minimum Premium

Limits up to: $5,000,000

Minimum Deductible: $1,000

Minimum Premium: $375

Packaged Coverage Available:

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