General Liability
Coverage Highlights
• Bodily Injury and Property Damage Liability, arising from
Premises, Operations and Products / Completed
Operations
• Personal & Advertising Injury Liability
• Medical Payments
• Tenant’s Legal Liability
• Non-Owned Automobile
• Legal Liability for Damage to Hired Automobiles
• Employee Benefits Liability
• Employers’ Liability
• Worldwide Coverage
• Contractual Liability
• Cross Liability
• Independent Contractors Covered
• (Blanket) Waiver of Subrogation
• Blanket Additional Insured
• No General Aggregate Limit
• Occurrence Based Coverage
• Primary, Excess or Umbrella coverage
Available Options
• Up to 100% US or Foreign Revenues
• Up to 100% US & Foreign Exposures
• Policies written in Canadian or US Currency
• Product Recall
• Manufacturer’s E&O
• Drone Extension
• Pollution Liability
• Failure to Perform
Target Classes
• Professional Services – Office premises
• Research & Development Operations
• Laboratory Facilities
• Medical Clinics
• Health & Wellness Centres
• Spa Facilities
• Precision Equipment, Electronics, Machine Shops
• Non-Critical Automotive Parts
• Gunsmiths
• Skin Care Products / Soaps & Bath Salts / Essential Oils
• Various Contractors
• Security and Protective Services
Limits, Deductibles and Minimum Premium
• Limits up to: $5,000,000
• Minimum Deductible: $1,000
• Minimum Premium: $375
Packaged Coverage Available:
●
●