Packaged Coverages

Cyber

Coverage Highlights

• Optional First Party Cyber (Separate Tower):

• Privacy Notification Costs, including Breach Event Services &
   Expenses: 
Breach management expenses, a breach consultant, legal
   fees, credit monitoring & forensic expenses

• Regulatory Defense and Regulatory Penalties

• Payment Card Industry fines, Penalties or Assessments

• Network Business Interruption

• Network Extortion Threats

• Canadian Anti-Spam Liability

• Reputational Damage

• Cybercrime (Social Engineering)

• Optional Extension period

• General Legal Advice Hotline

*Full Third Party Cyber Coverage is included within the limit of the Errors
  & Omissions policy

Limits, Deductibles and Minimum Premiums

• Third Party Cyber Liability – included in the Errors &
   Omissions premium

• First Party Cyber Liability – up to $5,000,000
    Limits

• Minimum Deductible: $0

• Minimum Premium: $100

 

Legal Expense Insurance

Coverage Highlights

• Contract Disputes

• Employment Disputes

• Criminal Defense

• Property Issues

• Personal Injury

• Tax Disputes

General Legal Advice Hotline

Limits, Deductibles and Minimum Premiums

• Limits up to: $50,000 / $100,000 Aggregate

• Minimum Deductible: $0

• Minimum Premium: $185

 

Property

Coverage Highlights

• Building, Equipment & Stock

• Portable Computers

• Flood

 Earthquake

• Sewer Backup

• Business Interruption – Profits (12 months indemnity)

Equipment Breakdown:

• Direct Damage

• Business Interruption

 Production Machinery

Crime:

• Employee Dishonesty Form A

• Loss Inside / Outside

• Credit Card Forgery

• Depositors Forgery

• Money Orders / Counterfeit Currency

Property Extensions:

**See Property extensions in quote letter

Limits, Deductibles and Minimum Premiums

• Limits up to: $15,000,000

• Minimum Deductible: $1,000

• Minimum Premium: $285

 

Packaged Coverage Available:

© 2019 Trinity Underwriting Managers Ltd.